The Punjab Health Care Card Coverage is one of the most progressive and people-centric health initiatives launched by the Government of Punjab under the leadership of Chief Minister Maryam Nawaz Sharif. This card ensures 100% free hospital coverage for millions of deserving families across the province, marking a new milestone toward universal health care in Pakistan.
Through this program, every registered family can avail completely free medical treatment, including surgeries, maternity care, emergency services, and long-term illness coverage at both public and private hospitals. Managed under the Punjab Health Initiative Management Company (PHIMC) and linked with NADRA verification, the program guarantees transparency and fair access to all eligible citizens.
🏥 What Is Punjab Health Care Card 2025?
The Punjab Health Care Card 2025 is a digital health insurance card that provides citizens with free access to hospital treatment up to 1 million rupees per family per year. It is part of the Sehat Sahulat Program, which has been expanded under the Punjab government to ensure that every citizen—especially low-income families—can receive medical treatment without financial stress.
The initiative focuses on inclusive and equitable healthcare, giving patients the ability to receive free treatment at government-empaneled private hospitals as well. This means patients can choose between public or private hospitals for surgeries, maternity care, dialysis, and other treatments.
🌟 Key Objectives of the Health Care Card Program
- To provide financial protection to low-income and middle-class families.
- To ensure universal access to quality healthcare.
- To reduce out-of-pocket expenses for serious illnesses.
- To promote public–private partnerships in healthcare delivery.
- To make Punjab a model province for health equity by 2025.
🧾 Features of Punjab Health Care Card 2025
- 100% free treatment coverage up to Rs. 1 million per family per year.
- Free emergency services in both public and empaneled private hospitals.
- Free surgeries, including cardiac, orthopedic, and maternity procedures.
- Dialysis, chemotherapy, and accident treatment fully covered.
- Digital verification via CNIC linked with NADRA.
- Coverage for pre-existing conditions (subject to policy terms).
- 24/7 helpline for card verification and hospital information.
- Nationwide acceptance at authorized Sehat Sahulat hospitals.
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👩⚕️ Eligibility Criteria (6–7 Detailed Points)
- Must be a resident of Punjab with a valid CNIC or B-Form.
- Household should be registered in the NADRA database.
- Income level below the defined poverty threshold or registered under BISP / Ehsaas.
- Government employees (Grade-1 to 16) may also qualify under special categories.
- Widows, disabled persons, and low-income private workers are prioritized.
- Families verified under Ehsaas Dynamic Registry automatically qualify.
- One card covers entire family members listed under the household CNIC.
📄 Required Documents for Registration
To apply for or verify your Punjab Health Care Card, the following documents are required:
- Original CNIC (Computerized National Identity Card).
- Family Registration Certificate (FRC) from NADRA.
- Proof of residence (utility bill, domicile, or rent agreement).
- Income certificate (if applicable).
- Medical prescription or hospital reference slip (for hospital admission).
🖥️ How to Apply for Punjab Health Care Card 2025 (6–7 Steps)
- Visit the official Sehat Sahulat Program portal: https://sehatsahulat.com.pk.
- Click on “Eligibility Check” and enter your CNIC number.
- If eligible, visit the nearest Punjab Health Facilitation Center or NADRA e-Sahulat franchise.
- Complete your biometric verification and registration form.
- Once verified, your Health Care Card will be printed and delivered.
- You can use your CNIC as a temporary card until the physical card is received.
- After registration, visit any empaneled hospital for free treatment.
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🏥 Hospital Coverage and Medical Facilities (6–7 Detailed Points)
- Accidental & Emergency Treatment: Immediate coverage for accident victims.
- Surgical Procedures: Free cardiac, orthopedic, neuro, and eye surgeries.
- Maternity Care: Free normal delivery and C-section for women.
- Chronic Disease Treatment: Dialysis, chemotherapy, and diabetes management.
- ICU & Hospitalization: All costs covered including room, medicine, and lab tests.
- Diagnostic Tests: Free MRI, X-Ray, Ultrasound, and pathology tests.
- Follow-up Consultation: Free post-treatment follow-up for critical patients.
💰 Benefits of Punjab Health Care Card 2025 (6–7 Key Benefits)
- Financial Protection: Zero medical bills for the registered family.
- Quality Healthcare: Access to top private and government hospitals.
- Social Equity: Equal treatment opportunities for poor and middle class.
- Digital Process: Online registration and transparent record keeping.
- Women Empowerment: Prioritized maternity and mother-child care.
- Emergency Coverage: No delay in life-saving treatment.
- Sustainable Health Security: Moves Punjab toward universal health insurance.
🧑⚕️ Empaneled Hospitals List 2025
Thousands of hospitals across Punjab are registered under this program. Major ones include:
| City | Empaneled Hospitals |
|---|---|
| Lahore | Jinnah Hospital, Mayo Hospital, Ghurki Trust Hospital, Shalamar Hospital |
| Faisalabad | Allied Hospital, Madina Teaching Hospital |
| Multan | Nishtar Hospital, Ibn-e-Sina Hospital |
| Rawalpindi | Benazir Bhutto Hospital, Hearts International |
| Gujranwala | DHQ Hospital, Gondal Medical Complex |
| Sargodha | DHQ Teaching Hospital |
| Bahawalpur | Bahawal Victoria Hospital |
| Sahiwal | Haji Abdul Qayyum Hospital |
All these hospitals provide cashless treatment to cardholders under the Sehat Sahulat Program.
📱 How to Check Health Card Status Online
You can easily check your eligibility or card status via:
- SMS Method: Send your CNIC number (without dashes) to 8500.
- Online Portal: Visit https://sehatsahulat.com.pk.
- Helpline: Call 0800-09009 for free assistance.
- Mobile App: Download the Sehat Sahulat App for status and hospital list.
🔍 Verification & Hospital Process
- Visit the Sehat Sahulat counter at the hospital.
- Provide your original CNIC for verification.
- Staff will confirm eligibility through the Sehat Sahulat system.
- After confirmation, treatment begins without any payment.
- All bills are paid directly to the hospital by the government.
📊 Annual Coverage Limit Details
| Category | Maximum Annual Limit | Renewal Policy |
|---|---|---|
| Basic Coverage | Rs. 600,000 per family | Renewed automatically each year |
| Additional Coverage | Rs. 400,000 (for critical illness) | On request through hospital desk |
| Total Annual Limit | Rs. 1,000,000 (1 million) | Valid for one year from registration |
💡 Smart Integration with Other Programs
The Punjab Health Care Card 2025 is digitally linked with:
- BISP & Ehsaas Program (for poverty verification)
- NADRA Database (for household mapping)
- Punjab Health Department (for hospital management)
- PHIMC & PITB (for transparency and analytics)
This ensures that the benefits reach the right families, reducing corruption and duplication.
🧩 Future Expansion Plans (2025–2026)
- Addition of dental, eye, and psychiatric coverage.
- Integration with Punjab Digital Wallet for instant claim tracking.
- Launch of mobile clinics and telemedicine for remote areas.
- Inclusion of private insurance partnerships for extended coverage.
- Expansion to non-resident Pakistanis (NRPs) under health tourism.
🧠 Awareness & Social Impact
The Punjab Health Care Card 2025 is not just a health card — it’s a social revolution. For the first time, millions of poor families are visiting hospitals without fear of cost. According to early reports, over 10 million patients have already received free treatment under the initiative.
This program reflects the government’s commitment to universal health justice, aligning with UN Sustainable Development Goal 3 (Good Health and Well-Being).
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In 2026, the Punjab government has further strengthened monitoring of empaneled hospitals to ensure quality treatment and zero out-of-pocket charges for cardholders under the Health Care Card program.
🩺 Conclusion:
The Punjab Health Care Card 2025 stands as a symbol of compassion, progress, and equal opportunity. By offering 100% free hospital coverage, it has removed the financial barriers that once stopped people from seeking timely medical care.
Families who previously avoided hospitals due to financial constraints can now access treatment without paying a single rupee. This initiative has significantly reduced medical debt and mortality rates, especially among the poor and marginalized groups.
The integration of technology through NADRA and PHIMC has improved efficiency, transparency, and fraud prevention. Patients can check their eligibility online and get their treatment verified instantly.
Moreover, the inclusion of women’s health and maternal care shows the Punjab government’s strong commitment to gender-focused welfare. Expectant mothers and children are now receiving better and safer medical attention.
With expansion plans toward digital health records, mobile apps, and telemedicine, Punjab is setting an example for other provinces to follow. The program is a cornerstone of Maryam Nawaz’s Smart Punjab Vision 2025, aiming for a healthier, stronger, and more resilient population.
In short, the Punjab Health Care Card 2025 is a major step toward universal health coverage and social equity in Pakistan — ensuring that every citizen’s life and health truly matter.
❓ FAQs Punjab Health Care Card Coverage 2025:
1. What is the Punjab Health Care Card 2025?
It’s a digital health insurance card offering 100% free hospital coverage for Punjab residents.
2. How much coverage is provided under this card?
Up to Rs. 1 million per family per year for all medical treatments.
3. How can I check my eligibility?
Send your CNIC to 8500 via SMS or check online at https://sehatsahulat.com.pk.
4. Is this card available to all Punjab residents?
Yes, all verified citizens with valid CNICs are eligible, prioritizing low-income families.
5. Can I use the card in private hospitals?
Yes, at all empaneled private hospitals under the Sehat Sahulat Program.