The Sehat Card Balance Check 2025 update brings great news for families across Pakistan — free medical treatment worth Rs.10 lakh per family per year continues under the Sehat Sahulat Program (SSP). This national health insurance initiative ensures that low-income citizens can receive treatment in both public and private hospitals without paying anything out of pocket. From heart surgeries and cancer care to maternity and emergency services, the Sehat Card has become a lifeline for millions of Pakistanis.
This comprehensive guide explains what the Sehat Card 2025 is, how to check your balance online, the latest hospital list, and how to verify eligibility using your CNIC.
What Is the Sehat Card Pakistan 2025?
The Sehat Card Pakistan 2025, officially called the Sehat Sahulat Program, is a government-funded health insurance program that provides free medical treatment to poor and middle-income families. Managed by the Ministry of National Health Services, Regulation & Coordination, it covers the cost of hospitalization, surgeries, and chronic disease treatments.
Initially launched in 2015, the program has now expanded nationwide. Provinces like Khyber Pakhtunkhwa (Sehat Card Plus) and Punjab (Sehat Sahulat Card) have integrated the scheme fully or partially to ensure universal health coverage.
Key Features of the Sehat Card 2025
| Feature | Details (2025) |
|---|---|
| Program Name | Sehat Sahulat Program (SSP) |
| Coverage Limit | Up to Rs.10 lakh per family per year |
| Main Benefit | Free hospitalization and surgical treatments |
| Managed By | Ministry of National Health Services |
| Card Types | Sehat Insaf Card / Sehat Sahulat Card / Sehat Card Plus |
| Beneficiaries | Over 12 million families across Pakistan |
| Launch Year | 2015 |
The program removes financial barriers to healthcare, giving every eligible family peace of mind during emergencies or critical illnesses.
Objectives of the Sehat Sahulat Program
The Sehat Card Pakistan 2025 program is built on five main goals:
- Ensure every Pakistani family has access to free medical treatment.
- Reduce out-of-pocket health expenditures for poor households.
- Encourage public-private healthcare partnerships.
- Provide equal healthcare access to rural and urban populations.
- Build a sustainable and transparent health insurance system for the country.
Who Is Eligible for the Sehat Card Pakistan 2025?
Eligibility depends on your income level, residence, and registration status with NADRA.
| Eligibility Criteria | Requirement |
|---|---|
| Citizenship | Must be a Pakistani citizen with a valid CNIC or B-Form |
| Income Status | Belong to a low-income family (as per PSER/NADRA records) |
| Province Coverage | KP – Fully active; Punjab – partial; ICT – active; Sindh/Balochistan – phased expansion |
| Registration | Automatic for KP; manual for other provinces |
| Verification | Send CNIC to 8500 for eligibility check |
💡 Tip: Simply send your CNIC (without dashes) to 8500 via SMS to instantly check your eligibility under the Sehat Sahulat Program.
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How to Apply for Sehat Card Balance Check 2025
Applying for the Sehat Card is completely free and paperless. Follow these simple steps:
Step 1: Check Eligibility
Send your CNIC to 8500. You’ll receive an SMS confirming whether your family qualifies.
Step 2: Collect Your Card
If eligible, visit your nearest distribution center or empaneled hospital with your CNIC to collect your Sehat Card.
Step 3: Use the Card
At any partner hospital, show your CNIC or Sehat Card. The hospital will verify your information, and you’ll receive cashless treatment immediately.
Provinces Covered Under Sehat Card Pakistan 2025
| Province | Program Name | Status (2025) |
|---|---|---|
| Khyber Pakhtunkhwa | Sehat Card Plus | Fully active |
| Punjab | Sehat Sahulat Card | Partially active (selected districts) |
| Sindh | Sehat Sahulat Program | Expansion planned |
| Balochistan | Balochistan Health Card | Pilot phase running |
| Islamabad | Sehat Card Pakistan | Fully functional |
What Treatments Are Covered Under the Sehat Card?
The Sehat Sahulat Program 2025 covers nearly all major medical treatments including surgeries, hospital stays, and chronic illnesses.
| Category | Covered Services |
|---|---|
| Inpatient Care | Heart surgeries, kidney transplants, burn treatment, trauma care |
| Emergency Treatment | Accidents, fractures, appendectomies |
| Chronic Illnesses | Cancer, Diabetes, Hepatitis, Renal failure |
| Maternity Care | Normal delivery, C-section, prenatal checkups |
| Diagnostic Services | CT scans, MRI, Ultrasound, Blood tests |
| ICU & Critical Care | For severe and life-threatening conditions |
| Post-Hospital Care | Free medicines and follow-up visits |
❗ Note: Outpatient (OPD) doctor visits are not included but may be discounted at partner hospitals.
Sehat Card Hospital List 2025 – Updated Network
Thousands of public and private hospitals are part of the Sehat Sahulat Program network. Here’s a sample of major partner hospitals:
| Hospital Name | City/Province |
|---|---|
| Shifa International Hospital | Islamabad |
| Lady Reading Hospital | Peshawar |
| Khyber Teaching Hospital | Peshawar |
| Punjab Institute of Cardiology | Lahore |
| Ali General Hospital | Multan |
| Bolan Medical Complex | Quetta |
| Hayatabad Medical Complex | KP |
| PIMS (Pakistan Institute of Medical Sciences) | Islamabad |
| Services Hospital | Lahore |
| DHQ & THQ Hospitals | All Districts |
📍 To find the complete hospital list, visit sehatsahulat.com.pk and click on “Empaneled Hospitals.”
How to Check Sehat Card Balance Online 2025
Checking your Sehat Card balance helps you know how much of your Rs.10 lakh coverage remains for the year.
1. Via SMS
- Type your CNIC number (without dashes).
- Send it to 8500.
- You’ll receive a reply with your eligibility and remaining balance.
2. Via Mobile App
- Download the Sehat Sahulat Program App from Google Play Store.
- Log in with your CNIC and verify through OTP.
- View your total coverage, remaining balance, hospital list, and family details.
3. Via Helpline
- Call 0800-09009 (toll-free).
- Provide your CNIC to get your remaining balance and eligibility status.
Sehat Card Registration 2025 – Step-by-Step
- Visit the official website: sehatsahulat.com.pk
- Click on “Registration/Eligibility Check”.
- Enter your CNIC and mobile number.
- Confirm your details via NADRA database.
- If eligible, collect your Sehat Card or use your CNIC directly at hospitals.
💡 Note: In most provinces, you no longer need a physical card — your CNIC serves as your digital Sehat Card.
Benefits of Sehat Card 2025
| Benefit Type | Description |
|---|---|
| Free Hospitalization | 100% cashless treatment in approved hospitals |
| Nationwide Coverage | Card valid across Pakistan |
| Family-Wide Insurance | Each household covered up to Rs.10 lakh annually |
| Chronic Disease Support | Cancer, dialysis, and cardiac surgeries |
| Transparency | Biometric verification ensures fair use |
| Financial Security | Protects families from catastrophic medical expenses |
Recent Updates and Improvements in 2025
- KP: Sehat Card Plus reinstated fully; now includes accidental death coverage.
- Punjab: Integrated into the new Universal Health Insurance Initiative.
- ICT: Coverage expanded to private hospitals for specialized care.
- Digital Integration: QR-based hospital check-ins launched for faster service.
- Future Additions: Mental health, child cancer, and dialysis support planned for next phase.
Common Issues and Government Fixes
| Challenge | Action Taken |
|---|---|
| Delayed hospital reimbursements | Centralized digital claim system introduced |
| Fake registrations | CNIC-based real-time NADRA verification |
| Lack of awareness | Media and WhatsApp campaigns launched |
| Rural access issues | Mobile medical units being deployed |
These reforms aim to make the Sehat Card system faster, fairer, and more transparent.
Digital Future of Sehat Sahulat Program
The government plans to fully digitize healthcare services under a Smart Health Insurance System by 2026.
Key features will include:
- E-Sehat Cards (QR-based digital IDs)
- Mobile claim tracking for patients
- NADRA-linked health records
- AI-powered fraud detection
This next phase will ensure real-time service tracking, zero paperwork, and faster reimbursements for hospitals and patients alike.
FAQs – Sehat Card Balance Check 2025
Q1: How can I check my Sehat Card balance?
Send your CNIC to 8500 or use the Sehat Sahulat mobile app to see your remaining amount.
Q2: How much free treatment can I get?
Each family can avail treatment worth up to Rs.10 lakh per year.
Q3: Can I use the card in private hospitals?
Yes, the Sehat Card is valid at both public and private empaneled hospitals.
Q4: Is the Sehat Card still valid in Punjab?
Yes, partially — select districts continue under the Universal Health Program Punjab.
Q5: What if my card is not working?
Call 0800-09009 or visit your nearest Sehat Sahulat counter for assistance.
Q6: Does the program cover medicines?
Yes, post-hospitalization medicines and follow-ups are covered in most cases.
Q7: Can every Pakistani apply?
Only low-income families registered in the PSER/NADRA database are eligible.
Q8: How do I find hospitals near me?
Use the hospital search option on the official website or mobile app.
Q9: Can I check my Sehat Card balance without internet?
Yes, you can easily check it by sending your CNIC number (without dashes) to 8500 through SMS. You’ll receive your balance and eligibility details instantly.
Q10: What should I do if my Sehat Card balance shows zero?
If your balance is zero, contact the Sehat Sahulat Helpline (0800-09009) or visit your nearest empaneled hospital to request a renewal or balance verification.
Conclusion
The Sehat Card Balance Check 2025 update reaffirms Pakistan’s commitment to affordable, universal healthcare. With coverage up to Rs.10 lakh, new hospitals added, and an expanding digital system, this program ensures that no family is left helpless during a medical emergency.
If you haven’t checked your eligibility yet, send your CNIC to 8500 today or visit sehatsahulat.com.pk. The Sehat Sahulat Program 2025 is not just a card — it’s a guarantee of health and dignity for every deserving citizen.