The Pasban Remittance Reward Scheme 2026 has been announced to encourage overseas Pakistanis to send their money to Pakistan through formal banking channels. The new initiative has been launched under the patronage of the State Bank of Pakistan (SBP) and implemented by the Pakistan Banks Association (PBA). The banking industry will provide Rs. 16 billion in annual cash prizes under the scheme.
The new Pasban Remittance Scheme 2026 is designed as a market-based and sustainable reward program. It does not require applicants to pay a registration fee, purchase a ticket, or maintain a special minimum balance. Eligible beneficiaries will automatically receive digital entries when they meet the remittance conditions.
What Is the Pasban Remittance Reward Scheme 2026?
The Pasban Remittance Rewards Portal is a new initiative for people in Pakistan who receive home remittances from overseas family members through eligible formal banking channels.
The main purpose of the Pasban Remittance Program is to encourage overseas Pakistanis to use formal channels when sending money home. The scheme is funded entirely by the banking industry, so the announced prize pool does not create a financial burden on the national exchequer.
The scheme will provide quarterly cash prizes to eligible remittance beneficiaries. According to the announced structure, Rs. 4 billion will be distributed in each quarterly draw, making the total annual prize pool Rs. 16 billion.
Pasban Remittance Scheme 2026 Start Date
The Pasban Remittance Reward Scheme 2026 will officially come into effect on October 1, 2026.
The first qualifying quarter will run from:
October 1, 2026 to December 31, 2026
The first draw is scheduled for January 15, 2027. Therefore, overseas Pakistanis and their families who want to qualify for the first draw need to meet the eligibility conditions during the first qualifying quarter.
Who Can Participate in the Pasban Remittance Scheme?
The Pasban Remittance Rewards eligibility criteria are based on regular remittance receipts.
A beneficiary bank account must receive remittances equivalent to at least US$100 per month for three consecutive months within a quarter. Once this condition is met, the beneficiary automatically qualifies for the quarterly draw.
There is no separate online application process for eligible beneficiaries. The entry is generated automatically through the scheme’s system.
For example, if an eligible bank account receives at least US$100 in October, November, and December 2026, the account can qualify for the first draw scheduled in January 2027.
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How Pasban Remittance Entries Work
The Pasban Remittance Reward Scheme uses digital, non-transferable entry numbers.
Each qualifying remittance transaction equivalent to US$100 can generate an entry. Higher-value remittances can generate additional entries based on the announced mechanism.
This means beneficiaries who receive larger qualifying remittances may receive more digital entries, while the basic eligibility requirement remains receiving at least US$100 each month for three consecutive months during the qualifying quarter.
Importantly, participants do not need to purchase entries. The scheme is free for eligible customers.
Pasban Remittance Scheme Prize Details
The SBP Pasban Scheme 2026 prize structure includes 2,521 winners in every quarterly draw.
The announced quarterly prizes are:
- 1 First Prize: Rs. 100 million
- 20 Second Prizes: Rs. 25 million each
- 100 Third Prizes: Rs. 10 million each
- 2,400 Fourth Prizes: Rs. 1 million each
The total value of prizes in each quarterly draw is Rs. 4 billion. Four quarterly draws will therefore provide a total annual prize pool of Rs. 16 billion.
This means more than 10,000 prizes can be distributed during a full year of the program.
Regional Allocation of Pasban Prizes
The scheme also includes a regional distribution mechanism for prizes. According to the announced details, prize allocation will include major remittance regions.
The distribution is:
- GCC countries: 50%
- United Kingdom: 15%
- Europe: 15%
- North America: 10%
- Other countries: 10%
The First Prize will remain open to eligible beneficiaries receiving remittances from all regions.
This regional structure is relevant for overseas Pakistanis living in countries such as Saudi Arabia, the United Arab Emirates, Qatar, Kuwait, Bahrain, Oman, the UK, European countries, the United States and Canada.
Is Registration Required for Pasban Scheme Online?
One of the important features of the State Bank Remittance Scheme 2026 is that eligible beneficiaries do not need to submit a separate registration application.
There is:
- No registration fee
- No ticket purchase
- No minimum balance requirement
- No payment for participation
- No separate application for an eligible beneficiary
If the remittance conditions are fulfilled, the qualifying entry is generated automatically through the scheme’s system.
Therefore, people should be careful about websites or individuals asking for money in the name of Pasban Scheme registration or prize release.
How Will the Pasban Draw Be Conducted?
The draw will be operated through 1LINK using an algorithm-based random selection system. The entry generation and draw systems are also subject to independent auditing.
The announced mechanism is designed to avoid manual selection. Prize money will be placed in escrow at the National Bank of Pakistan before each draw.
Winners will be contacted through their respective banks, while results will also be announced publicly without revealing personal information.
How Will Pasban Prize Money Be Paid?
After the winner’s eligibility and identity are verified, the prize will be credited to the winning beneficiary’s bank account in Pakistani rupees.
Applicable withholding tax will be deducted according to the law.
The official scheme information also states that winners should never be asked to pay a fee, provide a PIN, or share a password to release a prize.
Pasban Scheme and Overseas Pakistanis
Overseas Pakistanis play an important role in Pakistan’s remittance inflows. The new Pasban Remittance Reward Scheme is intended to encourage these workers to continue using formal banking channels when sending money to Pakistan.
The SBP reported that workers’ remittances reached a record US$41.6 billion in FY2026, compared with US$21.7 billion in FY2019. The central bank also indicated that remittance inflows of more than US$44 billion are expected in FY2027.
The reward scheme therefore connects regular remittance transfers with a chance to receive cash prizes.
Is Pasban the Same as Sohni Dharti?
No. The Pasban Remittance Reward Scheme is a separate initiative.
The scheme builds on systems and experience from the previous Sohni Dharti Remittance Programme, but the two programs should not be treated as the same scheme. Existing points or rewards accumulated under Sohni Dharti will not be transferred to Pasban.
This distinction is important for overseas Pakistanis searching for information about old remittance reward programs.
Important Safety Alert for Pasban Participants
People should use only official banking channels and verified information when dealing with the Pasban Portal Online 2026.
The official scheme information states that participation is free. A genuine Pasban prize does not require a person to pay a release fee or provide sensitive banking information such as a PIN or password.
If someone contacts you claiming that you have won a Pasban prize and asks for money, a PIN, password, or other sensitive information, verify the claim through your bank and official scheme information before taking any action.
SBP Pasban Scheme Final Words
The Pasban Remittance Scheme 2026 is a new reward initiative for eligible beneficiaries receiving overseas remittances through formal banking channels. The scheme will offer Rs. 16 billion in annual cash prizes, with Rs. 4 billion distributed every quarter.
The program will start on October 1, 2026, while the first draw will take place on January 15, 2027. Beneficiaries receiving remittances equivalent to at least US$100 every month for three consecutive months can automatically qualify for the draw.
For overseas Pakistanis, the key point is that there is no separate registration fee or ticket purchase. Eligible remittance transactions are recorded through the banking system and qualifying beneficiaries receive digital entries automatically.