The Himmat Card Benefits Increased 2025 program marks a significant milestone in Punjab’s journey toward inclusivity and welfare for differently-abled citizens. Under the visionary leadership of Chief Minister Maryam Nawaz Sharif, the Punjab government has expanded financial aid, improved accessibility, and introduced new beneficiary categories in the Himmat Card Program Phase-II.
This new phase brings enhanced quarterly stipends, access to assistive devices, education fee waivers, healthcare support, and employment quotas, ensuring that people with disabilities (PWDs) live with dignity, independence, and opportunity.
What Is the Himmat Card Program?
The Himmat Card Program is a welfare initiative by the Government of Punjab, launched to provide financial and social empowerment to Persons with Disabilities (PWDs). Managed by the Punjab Social Protection Authority (PSPA), this digital welfare card works like an ATM card and provides direct quarterly financial aid, healthcare discounts, and access to government schemes.
The card also acts as an identification and verification tool for accessing multiple services such as education, employment, transportation discounts, and assistive devices.
Key Updates in Himmat Card Benefits Increased 2025
The 2025 expansion under Phase-II has introduced major improvements:
| Feature | Previous Phase (2024) | Updated in 2025 (Phase-II) |
|---|---|---|
| Quarterly Stipend | Rs. 9,000 | Rs. 10,500 per quarter |
| Number of Beneficiaries | 40,000 | 65,000 total (25,000 new in Phase-II) |
| Assistive Devices | Limited | Expanded to include smart hearing aids, prosthetic limbs, and motorized wheelchairs |
| Employment Quota | 2% in govt jobs | Raised to 3% across public departments |
| Healthcare Facilities | Only basic care | Free treatment in govt hospitals + 50% discount in private panels |
| Education Fee Waiver | Partial | Full tuition waiver in public universities + special scholarships |
| Transport Discount | 25% | Up to 50% discount for registered cardholders |
| Verification | Manual process | Fully biometric with NADRA and PSPA integration |
These enhancements ensure that the card not only provides financial relief but also promotes inclusion, education, and long-term empowerment for PWDs in Punjab.
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Financial Assistance – Rs. 10,500 Quarterly Stipend
Every registered Himmat Card holder receives a quarterly stipend of Rs. 10,500, directly transferred to their account through a secure ATM-linked card system.
This amount helps PWDs manage daily living expenses, medical costs, and assistive care without depending on others. The funds are released every quarter under the supervision of PSPA and monitored through a digital transaction dashboard to prevent delays and misuse.
Cardholders can withdraw the amount using biometric verification at PSPA camps, ATMs, or designated bank branches, ensuring security and transparency.
Himmat Card Assistive Devices Distribution
The Punjab government has expanded access to assistive technology for registered cardholders. This includes:
- Smart hearing aids for those with auditory disabilities.
- Artificial limbs, prosthetics, and wheelchairs for mobility-impaired individuals.
- Visual aid kits and braille materials for visually challenged persons.
- Motorized tricycles and scooters for enhanced mobility.
Distribution of these devices is carried out through district-level social welfare offices, ensuring that every eligible beneficiary receives their equipment free of cost.
Healthcare Access under Himmat Card
The Himmat Card Healthcare Benefit now provides comprehensive health coverage for PWDs:
- Free check-ups and medical treatment in public hospitals.
- 50% discount in approved private hospitals and clinics partnered with PSPA.
- Priority access to rehabilitation centers and physiotherapy units.
- Free diagnostic tests for registered beneficiaries.
This ensures equitable healthcare access and encourages regular health check-ups for PWDs across Punjab.
Education and Skill Development Benefits
The 2025 update includes education fee waivers and skill development opportunities:
- Full tuition fee waiver for PWD students in all public universities and colleges.
- Special scholarships for higher education and technical training programs.
- Free admission to vocational and IT training centers managed by TEVTA Punjab.
- E-learning and digital training courses available via PSPA Online Education Portal.
The goal is to make education accessible and equip differently-abled individuals with employable skills for a self-reliant future.
Himmat Card Employment Quota
To promote inclusion in workplaces, the Punjab government has increased the employment quota for persons with disabilities from 2% to 3% across public departments.
Every government office and public sector organization must reserve at least 3 out of every 100 jobs for eligible PWDs. The PSPA has also launched a “Job Linkage Program” that connects employers and Himmat Card holders through a digital job-matching system.
Cardholders can apply for jobs online using their card number for verification, ensuring priority in recruitment.
Transport and Travel Discounts
The Punjab Transport Department, in collaboration with PSPA, has introduced 50% fare discounts on public transportation for Himmat Card holders.
The discount applies to:
- Punjab Metro Bus and Orange Line Train services.
- Public intercity buses registered with the Punjab Transport Authority.
- Pakistan Railways (selected routes).
- Government-approved e-rickshaw services for disabled commuters.
Additionally, accessible travel vehicles will be launched in 2026 to support independent mobility for wheelchair users.
Himmat Card Housing and Social Protection Support
The Punjab government is linking the Himmat Card database with other welfare programs such as:
- Apna Ghar Housing Program for low-cost homes.
- Khidmat Card, Nigehban Program, and Benazir Kafalat for integrated benefits.
- Interest-free micro-loans through the Punjab Social Protection Fund for small businesses run by PWDs.
This ensures that beneficiaries receive long-term, sustainable support rather than one-time aid.
Eligibility Criteria for Himmat Card Registration
To qualify for the Himmat Card Program in 2025, applicants must meet the following criteria:
| Requirement | Details |
|---|---|
| Residency | Must be a permanent resident of Punjab. |
| Disability Certification | Must hold a verified disability certificate from NADRA or a government hospital. |
| Age Limit | 18 years and above (special cases considered for minors). |
| Income Criteria | Monthly household income below Rs. 60,000. |
| Other Benefits | Must not already receive duplicate benefits from another provincial PWD card scheme. |
Once verified, beneficiaries are enrolled into the PSPA database and issued their Himmat Card within 30 working days.
How to Apply for the Himmat Card 2025
Follow these steps to apply online:
- Visit the Official Portal
Go to pspa.punjab.gov.pk or visit your district Social Welfare Office. - Register Your Profile
Enter your CNIC, disability certificate number, and mobile number to start registration. - Upload Required Documents
- CNIC (front and back)
- Disability certificate from a recognized authority
- Proof of residence (utility bill or domicile)
- Passport-size photo
- Verification Process
PSPA verifies your details through NADRA and Health Department databases. - Card Issuance
Once verified, the Himmat Card is mailed or distributed through district offices. - Quarterly Aid Activation
After issuance, your account will automatically receive Rs. 10,500 every three months.
Applicants can also check their application status online or through the PSPA helpline.
Monitoring and Transparency Mechanisms
To maintain credibility, the Himmat Card Program uses a multi-layered monitoring system:
- Biometric Verification ensures that only genuine PWDs receive aid.
- Transaction Tracking through PSPA’s real-time dashboard.
- Independent Audits every quarter to prevent mismanagement.
- Feedback Hotline (0800-09100) for public complaints and support.
This transparent system guarantees that every rupee reaches the intended beneficiary.
CM Maryam Nawaz’s Statement on Himmat Card Phase-II
During the Phase-II launch ceremony in Lahore, Chief Minister Maryam Nawaz Sharif stated:
“The Himmat Card is not just financial support — it is a symbol of dignity, equality, and inclusion. Every differently-abled person in Punjab deserves to live with independence, confidence, and respect. This government stands firmly with them.”
Her commitment highlights Punjab’s ongoing shift toward a welfare-driven governance model centered on compassion and empowerment.
Success Stories – Real Impact on Lives
Many beneficiaries from Phase I have reported major life changes:
- Asma Bibi, a visually impaired teacher from Multan, used her stipend to start an online tuition center.
- Imran Ali, a mobility-impaired vendor from Gujranwala, now runs a small food stall through the micro-loan facility.
- Naila, a student with hearing loss, completed her bachelor’s degree through the education fee waiver and laptop support.
These stories illustrate how the Himmat Card transforms lives, turning government aid into empowerment.
Future Expansion Plans
The Punjab government plans to further enhance the program by 2026:
- Expanding to 100,000 beneficiaries.
- Introducing a mobile wallet app for digital transactions.
- Adding health insurance coverage up to Rs. 500,000 per family.
- Building model rehabilitation centers in all divisional headquarters.
These upcoming features ensure that the Himmat Card evolves into a complete welfare ecosystem.
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FAQs about Himmat Card Benefits Increased 2025
Q1: What is the new quarterly stipend under the Himmat Card Program?
Each beneficiary now receives Rs. 10,500 every quarter, increased from Rs. 9,000 in 2024.
Q2: How can I check my eligibility?
Visit pspa.punjab.gov.pk and enter your CNIC and disability certificate number.
Q3: Can I withdraw money anytime?
Yes. You can use your Himmat ATM Card to withdraw cash anytime from designated bank ATMs.
Q4: Are educational benefits included?
Yes. PWD students receive full tuition waivers and scholarships under the Education Waiver Program.
Q5: Is there any employment quota?
Yes. The PWD employment quota has been increased to 3% in public departments.
Q6: What if I lose my card?
Report it immediately to your district welfare office or call the PSPA helpline for replacement.
Q7: Can I apply for the Himmat Card if I already have a BISP or Sehat Card?
Yes, you can still apply. The Himmat Card is a separate program under PSPA. However, duplicate benefits for the same category are checked during verification to avoid overlapping aid.
Q8: How long does it take to receive the Himmat Card after applying?
After submitting your documents and successful verification by NADRA and PSPA, the Himmat Card is usually issued within 30 working days and delivered through your district social welfare office.
Conclusion
The Himmat Card Benefits Increased 2025 program is more than an aid initiative—it’s a movement for equality and empowerment. By raising stipends, adding assistive devices, expanding education and employment access, and ensuring digital transparency, the Punjab government is transforming the lives of thousands of differently-abled citizens.
Chief Minister Maryam Nawaz’s vision reflects a compassionate governance model where every person matters—and every citizen, regardless of physical ability, has the right to live with respect, opportunity, and hope.