Green Credit Card Farming Support is entering a new digital and empowered era under the visionary leadership of Chief Minister Maryam Nawaz Sharif. With rising fertilizer prices, increased production costs, and limited financing options for small farmers, the CM Green Credit Card 2025 is a groundbreaking step toward financial relief, modern agriculture, and smart agri-financing.
The CM Green Credit Card initiative aims to support millions of farmers by providing interest-free loans, quick digital financing, and priority access to subsidies, farm inputs, machinery, and agricultural services.
A major highlight of this scheme is its focus on small and tenant farmers, who often lack financial coverage despite being the backbone of Punjab’s agricultural economy. By providing zero-interest agricultural credit and offering priority access to subsidies and crop-support facilities, the program aims to dramatically improve crop yield, quality, and income levels. Additionally, it promotes environmentally-friendly practices such as solar-powered tube wells and water-efficient farming tools, making agriculture more sustainable.
With Punjab moving toward data-driven agriculture, digital farmer registration, and integrated land record systems, the CM Green Credit Card represents a new era for rural economic empowerment. Farmers will not only access interest-free loans but also benefit from insurance coverage, financial literacy, and improved market confidence. This initiative is a cornerstone of a long-term transformation to make Punjab’s agriculture competitive, profitable, and future-ready.
What Is the CM Green Credit Card 2025?
The CM Green Credit Card 2025 is a government-backed agriculture financing card launched by the Punjab Government. It provides interest-free financing and digital loan facilities to registered farmers, enabling them to purchase fertilizers, seeds, pesticides, and other farming essentials without financial burden.
This card is part of the Smart Agriculture Vision and supports:
- Small and medium farmers
- Corporate farmers & agri-entrepreneurs
- Digitization of farming operations
- Promotion of green energy & modern crops
- Poverty reduction for rural communities
This initiative ensures that every eligible farmer can access affordable credit with ease and transparency.
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Key Objectives of the CM Green Credit Card:
- Promote interest-free agri-financing
- Strengthen food security
- Support modern & climate-smart farming
- Reduce financial dependency on private lenders
- Enable better yields & profitability for farmers
- Encourage online banking & cashless transactions in rural areas
- Promote agricultural machinery adoption
With this card, Punjab aims to transform agriculture into a profitable and technology-driven sector.
Major Features & Benefits of CM Green Credit Card 2025:
Farmers can enjoy multiple benefits, including:
- ✅ Interest-Free Loans for Crops
- ✅ Digital disbursement through bank card
- ✅ Loans via Kisan Card & CNIC verification
- ✅ Quick access to seeds, fertilizers, pesticides
- ✅ Subsidy support on agricultural inputs
- ✅ Financing for solar tube-wells & machinery
- ✅ Insurance coverage for crops & livestock
- ✅ Transparent & secure loan system
- ✅ Accessible from ATMs & bank branches
- ✅ Priority access to future agri schemes
The best part: No hidden charges, no extra fees.
Who Can Apply for CM Green Credit Card 2025?
Eligibility criteria:
- Must be a resident of Punjab
- Valid CNIC
- Registered as a farmer in the Punjab Land Record System
- Holding agricultural land
- Land record must be updated in PLRA
- Preferably already holding a Kisan Card
- Landowner or registered tenant farmer
Loan Limit Under CM Green Credit Card 2025:
Loan limit depends on landholding, cropping pattern, and credit history.
| Category | Loan Limit |
|---|---|
| Small Farmer (up to 5 acres) | PKR 50,000 to 150,000 |
| Medium Farmer (5 to 25 acres) | PKR 150,000 to 600,000 |
| Large Farmer (above 25 acres) | PKR 600,000+ (subject to approval) |
Farmers can withdraw loans in installments based on seasonal crop cycles.
Purpose of Loan Usage
Farmers can use this card to purchase:
- Seeds & fertilizers
- Pesticides & agri-chemicals
- Water pumps & solar systems
- Diesel & machinery fuel
- Farming tools & equipment
- Crop insurance premium
- Tractor & agri-machinery rental
Misuse of card or funds may lead to cancellation.
Required Documents For CM Green Credit Card:
- CNIC (original & copy)
- Recent passport-size photographs
- Land ownership record (Fard)
- Kisan Card (if already issued)
- Bank account details
- Mobile number registered with CNIC
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How to Apply for CM Green Credit Card 2025 (Step-by-Step):
Follow the steps below:
- Visit nearest Agriculture Office / PLRA center
- Verify your land record & CNIC
- Fill farmer registration form (if not registered)
- Get biometric verification
- Visit designated bank branch for card processing
- Submit documents & application
- Receive approval SMS
- Collect card from bank or receive by courier
Online portal & mobile app expected soon.
Partner Banks for CM Green Credit Card 2025:
Likely partner banks include:
- Bank of Punjab
- Zarai Taraqiati Bank (ZTBL)
- National Bank of Pakistan (NBP)
- HBL / UBL / MCB (for digital support)
Loan Repayment Rules
- No interest charged
- Repayment after crop harvest
- Flexible installments
- Late payment may incur penalties
- Future loans depend on timely repayment
Who Will Get Priority Approval?
- Verified Kisan Card holders
- Small & tenant farmers
- Farmers with clean credit record
- Farmers registered in PITB agriculture portal
Expected Timeline
- Applications: 2025 rollout phase
- Card issuance: ongoing district-wise
- Full implementation across Punjab in FY 2025-26
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CM Green Credit Card 2025 FAQs:
Q1: Is this loan interest-free?
Yes. Farmers will receive interest-free loans (Qarz-e-Hasna model).
Q2: Do I need a Kisan Card first?
Yes, priority will be given to Kisan Card registered farmers.
Q3: Can tenant farmers apply?
Yes, registered tenants and verified cultivators can apply.
Q4: Can I withdraw cash from ATM?
Yes, but loan usage will be monitored.
Q5: What if a farmer fails to repay?
Future loans may be blocked & penalties may apply.
Final Words:
The Green Credit Card Farming Support is more than just a financing tool; it represents a new hope for Punjab’s agriculture sector. With zero-interest loans, easier access to credit, and support for small farmers, this initiative will help reduce reliance on informal lenders and ensure farmers can focus on improving yields instead of worrying about financial pressure. It encourages digital farming, record transparency, and modern agriculture practices that are essential for future food security.
By offering direct access to fertilizers, seeds, machinery, and livestock financing, the program empowers rural families and boosts productivity across Punjab. The introduction of this card also strengthens trust between farmers and financial institutions, giving them a secure and formal channel for financial support. For the first time, many small landholders and tenant farmers can access credit with dignity and without exploitation.
If you are a registered farmer in Punjab, this program is a chance to uplift your farming journey and move toward long-term economic stability. Stay informed through agriculture offices and official portals, complete your registration, and take advantage of this landmark government support initiative. A greener, stronger, and more prosperous agricultural future is on the horizon for Punjab.